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 Most Banks broke the law: they lied to you about the Nature of the Transaction.(Contract Law = if they induce you with a lie to sign a contract, that contract is null and void from inception) Recent "Loans" were purchased by Securitization Trusts: 1) The "Pretender Lenders" didn't Fund the Transaction, but were bribed to put their name on the Note and Mortgage. 2) They added Securitization Riders that unilaterally changed the terms of the Contract 3) They separated the Note from the Deed of Trust (or Mortgage), which voided the Deed of Trust. This is Constructive Fraud and Deceit, provable by Discovery in Court.(They lied to say it was a loan, when they invested no money; they created the money by monetizing your Promissory Note. or a Securitization Trust bought it and bribed the "Pretender Lender" to lie in the paperwork to say they were the Lender You will pay back up to 3 times the original mortgage in 15 to 30 years, even though they risked no capital. Imagine - if you had NO MORTGAGEAlthough there are no guarantees, they will fight for you.
Click Here for More Background Details or Click Here for files on the Fed & info from Ron Paul
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I have always suggested letting lawyers Zero Out Mortgages by depositioning Bank officials and forcing Banks to Release the Mortgage by Reconveyance because of the Banks's apparently consistent Constructive Fraud and Deception: (see above) Meanwhile most Quiet Title actions are failing miserably everywhere with TILA and RESPA issues. In Judicial Foreclosure States, you have a good chance at fighting the Judicial Foreclosure. In non-Judicial Foreclosure States (with Deeds of Trust), it was almost impossible to stop the Foreclosure Bulldozer Sale. (Until Now, with better Lawyers) Most judges required a large Bond to issue an Injunction. Adversary Proceeding Complaints in Bankruptcy Court were better than most State or Federal Court Quiet Title actions, Read more at www.ZeroOutYourMortgage.com (this page) Investigate 4 approaches: 1) AmericanLoanAudits.com - Get a Forensic Loan Audit. 2) Refinance at TheWizardHomeLoans.com 3) fight Foreclosure with several strategies from Beat foreclosure Fast .com. 4) at www.GetDebtFreeFaster.com aka www.ZeroOutYourDebts.com through MoneyPark, I can force WaMu and other banks to acknowledge your payments earlier, and pay off your mortgage and other debts in about 10 years, instead of 30. With a unique payment calculation program, and a schedule of payments by a bonded adminiatrator, we can reduce your debts in 1/3 the time, with no extra payments by you. See www.ZeroOutYourDebts.com and Click on the online video by MoneyPark |
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